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Inflation rental comes weaker in March

2013 March 28 2013

The General Price Index - Market (IGP-M) slowed to 0.21% in March compared with a high of 0.29% recorded in February, informed the Fundação Getulio Vargas (FGV). The indicator is used to fix prices donates rents.
The IGP-M March was below the median predicted by houses heard by AE Projections of +0.30%, but within the expected range of +0.16% to +0.40%.

Among the three indicators that make up the IGP-M, IPA-M rose 0.01% in March, after an increase of 0.21% in the previous month. The CPI-M ranged 0.72%, against an increase of 0.30% in February. Already INCC-M advanced 0.28% in March, after rising 0.80%.

Credit for housing rises in February, says BC

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2013 March 27 2013

Operations directed credit for housing in the individual segment grew 2.0% in February from January, totaling R $ 266.491 billion. The information was released Tuesday by the Central Bank.
Over 12 months, the expansion of this type of credit is 34.3%. The total value of the mortgage, U.S. $ 239.582 billion refer to loans with rates regulated by the government and U.S. $ 26.909 billion at market rates.

The BC failed to incorporate these data operations with free credit, claiming that they are residual. Transactions with market grew by 2.3% in February and 34.1% in 12 months.

Bought a property? See how not to jeopardize the budget with decoration

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2013 March 26 2013

Before you even buy a property is natural to focus on decoration, but many people forget to plan the amounts that will be spent on the item. As a result, many can extrapolate finances and undermine family planning.

Thinking about it, the real estate portal Property Agent gave some tips for the owners to decorate the property and leave it as dreamed, without weighing the pocket. Check out:

Budget
Some people prefer to set the budget over time, but when it comes to money, it is recommended not to use this method. To decorate the new house is necessary, first of all, plan. Review the family budget and try to set a value to spend on each room, this will help avoid compromising other expenses necessary in everyday life.

Winning the second property

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2013 March 25 2013

After purchasing the house itself, many people begin to think about the purchase of the second property. Whether for investment or pleasure - in the field or on the beach - the purchase of a second home through financing has to be well planned to avoid debts that can evolve, culminating in the loss to the estate. Although interest rates are lower and easy payment terms, you can not take chances and liabilities in any situation. Experts point: the right time to buy a second property is the total discharge from the first.

Housing advocates increasing the limit to purchase real estate with the FGTS

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2013 March 22 2013

The President of Caixa Economica Federal, Jorge Hereda, defended on Wednesday, 20, raising the limit to purchase real estate with the FGTS, which is £ 500,000. "Caixa think it is important that we review yes. The potential for mortgage lending in Brazil is very large, can reach 10% of GDP in short time. It is important to have incentive to do so. Minister Guido Mantega talked to banks and leading this discussion, "he said.
There is expectation that the limit be raised from £ 500,000 to £ 750,000.

Good time for investors

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2013 March 21 2013

Supply and higher prices under settings. Given this situation, it is time for the investor who acquires property with rental income targeting panning good opportunities. Who says it is the real estate investment consultant Ricardo Reis, after evaluating recent research of the property market in Curitiba. "The first moment of pent-up demand has been met. We are in another phase. Maintaining levels of employment, low interest rates and credit market, buyers continue to seek real estate, but are more demanding, choosing the best product. "

How much space will have to live?

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2013 March 19 2013

Every ad, a sentence. Advertisements from real estate often indicate which area private unit for sale. But the announcement also could bring the total area. In this difference lies the confusion. Both terms indicate different things: private area corresponds to the footage of the rooms that only the resident will use. Total area is the sum of the private area with a proportional fraction of each common area of the building. Already floor area is what remains of the private discounting the space occupied by walls.

'Lonely' are among the majority who buy mortgages

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2013 March 18 2013

For every ten people who got a mortgage in CEF last year, six used only proof of income and bought the property alone-ie, without the participation of the parent or spouse.

The number of participants 'solitary' has grown over the years-in 2000, 57% of loans were granted to more than one borrower, according to the Box.
The study by Box, which accounts for 75% of housing loans in the country, shows that there is increasing income borrowers with less than three minimum wages: in 2003 were 21% and last year was 32%. On the other hand, a reduction in the share of those who earn minimum of three to six-ten years were 47% and now account for 36%.

Residential rent rises less than inflation over the past 12 months

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2013 March 13 2013

Over the past 12 months, the values of lease closed in the state capital rose less than inflation as measured by the IGP-M (General Price Index Market) - the main parameter for adjustment of rent.
According to data released on Thursday (28) by SECOVI-SP (Union of Housing), in 12 months ending in January, the values locatícios in São Paulo rose 7.8%, while the IGP-M accumulated a 7 , 91% in the period.
"Since September, the cumulative change in 12 months is declining. That month was 12.4% and closed at 7.8% now. Our expectation is that prices of new leases continue in line with the IGP-M in the coming months, "said vice president of asset management and leasing of the union, Walter Cardoso.
Considering only the month of January, the rental contracts signed in São Paulo rose on average 0.5%, compared to December.
High
Also according to the SECOVI-SP in January, the houses and two bedroom apartments were the ones who had larger increases in residential rental values: 0.7%. The housing with a quarter turn, increased by 0.4%, whereas the values of the three bedroom units were virtually the same (0.1%).
About the types of collateral used in lease contracts signed in the first month of the year, 47.5% used the guarantor, 32% preferred the deposit and 20.5% opted for secure bail.

The Curitiba want to buy

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2013 March 11 2013

Presented on Tuesday to members of the Union of Construction Industry of Paraná (PR-Sinduscon), research on intention to purchase properties in Curitiba, held in late 2012, consolidates trends that the market was already showing: price stabilization, adjust the supply and strong vertical integration. The survey also shows that, before the largest range of products, the buyer is more attentive and researching enough before closing the deal. Consultant in marketing and partner Sinduscon Brain - Corporate Intelligence Bureau, the company responsible for research, Mark Kahtalian talked to report the Gazeta do Povo bit before presenting the data to the builders. "The scenario is positive. The buyer's market, "says the expert.

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